Abstract:
In Ethiopia out of pocket health expenditure is high risking to impoverishment, inequitable access and utilisation of health care to curb this government has developed a health insurance policy to improve financial access, quality and health care coverage. To solve these problems, to successfully implement the community based health insurance in the district and nearest districts there exists a thin layer of evidence. Nevertheless, evidence on magnitudes of the households actively utilizing health insurance and factors that drive households to utilize the program is unknown that makes sustainability and effectiveness of the program in question.